Fee Schedule

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

EXPLANATION OF CHARGE	CHARGE
Check printing fee	(fee depends on style of draft ordered)
1-Day Quick Ship on Check Orders	$35.71
2-Day Quick Ship on Check Orders	$27.31
Drafts – NSF fee	$25.00
Overdraft fee (draft)	$25.00
Stop payment order fee	$20.00
Draft copy fee	$3.00
ACH – NSF fee	$25.00
ACH Origination NSF fee	$25.00
ACH Customer Cancellation/Stop Payment Fee	$20.00
Overdraft fee – ATM	$25.00
Account history fee	$5.00 Per Month
Statement copy fee	$5.00 Per Month
Account reconciliation fee	$10.00 per hour
Check withdrawal fee	$3.00
Wire transfer fee	$13.00 - $35.00   (See Below)
Excessive share withdrawal fee-over 3 per month (Capital Reserve Accts only)	$14.00
Starter check fee	$3.00
Dishonored item fee	$10.00
Minimum balance fee	$3.00
Child support check fee	$5.00
Verbal Balance Inquiry	$1.00
Verbal Share to Share Transfer	$2.00
ATM Transaction Charge - Our Members Foreign Machines	$1.00
Skip-a-Pay	$15.00
Escheatment Fee	$25.00
Transworld Collection Fee	$10.00

CHECK PRINTING FEE – Fee depends on style and quantity of drafts ordered and is automatically deducted from checking account. 

QUICK SHIP FEES FOR CHECK ORDERS - If a check order needs to be quick shipped to the member, an additional fee will be applied. For 1-day shipping, the fee will be $35.71, for 2-day shipping, the fee will be $27.31.

DRAFTS – NSF FEE - $25.00 fee will be charged for each check returned for non-sufficient funds.

OVERDRAFT FEE (DRAFT) – If a check is presented for payment and the funds are not available, due to special circumstances the item may be paid if funds become available, however a $25.00 overdraft fee will be charged.

STOP PAYMENT ORDER FEE - $20.00 will be charged for each check or series of checks that is requested to be stopped before clearing the checking account.

DRAFT COPY FEE - $3.00 will be charged for the front and back copy of a cleared check.  Rush orders will be charged $6.00.

ACH – NSF FEE - $25.00 will be charged for each automatic payment returned for non-sufficient funds.

ACH ORIGINATION NSF FEE – If an ACH item is originated from our credit union to collect money from another financial institution and is returned for non-sufficient funds, a $25.00 fee will be charged to the account.

ACH CUSTOMER CANCELLATION/STOP PAYMENT FEE - $20.00 will be charged for canceling an electronic payment or a one-time stop of an electronic payment originating from another business or financial institution.

OVERDRAFT FEE – ATM - $25.00 fee will be charged for each automatic teller machine withdrawal that is made for which there are no funds to clear. 

ACCOUNT HISTORY FEE - $5.00 will be charged per month for a printed account transaction history.

STATEMENT COPY FEE - $5.00 will be charged for copies of monthly or quarterly statements.

ACCOUNT RECONCILIATION FEE - $10.00 per hour will be charged for account reconciliation or research performed due to unusual circumstances per member’s request.

CHECK WITHDRAWAL FEE – One cashier’s check per day will be issued at no cost to the member.  $3.00 will be charged for each check issued in the same day after the first one.

WIRE TRANSFER FEE   - A fee will be charged for funds being wired from our credit union to another financial institution.

Domestic (outgoing only) fee will be $13.00.  International incoming wire fee will be $13.00 and International outgoing wire fee will be $35.00.

EXCESSIVE SHARE WITHDRAWAL FEE – OVER 3 PER MONTH (CAPITAL RESERVE ACCTS ONLY) – Three withdrawals a month are permitted each month from a Capital Reserve Account without a fee.  $14.00 will be charged for each withdrawal after three in the same month.       

STARTER CHECK FEE - $3.00 will be charged for each package of 8 starter checks issued.  (No fee will be charged if checks are issued at the time the checking account is opened.)

DISHONORED ITEM FEE - $10.00 will be charged for each item deposited in the account and then returned by the institution the item is drawn on.

MINIMUM BALANCE FEE – Accounts not maintaining an average daily balance of $50.00 in all suffixes combined will be charged a $3.00 monthly minimum balance fee.

CHILD SUPPORT CHECK FEE – Accounts from which child support checks are manually withdrawn and mailed to the Child Support Enforcement Agency will be charged a $5.00 fee for each occurrence.

ESCHEATMENT FEE - When an account has no activity for five years or more and the owners of the account cannot be reached, this fee will be deducted from the balance of the account and the remainder of the funds (if any) will be turned over to the State of Ohio for Unclaimed Funds.

TRANSWORLD COLLECTION FEE - Accounts turned over to Transworld for collection will be charged this fee.

SKIP-A-PAY FEE - This fee is charged when a member requests a skip-a-pay on a loan or loan(s). The fee is charged per request.

VERBAL BALANCE INQUIRY FEE - This fee is charged when a member calls the credit union for an account balance.

VERBAL SHARE-TO-SHARE TRANSFER - This fee is charged when a member calls the credit union and requests a share-to-share transfer.

ATM TRANSACTION CHARGE - This fee is charged to our members when they use a foreign atm machine.