Loans
Click
here
for the Loan Rates!
New
Auto Loans
Financing is available for new auto loans.
Used
Auto Loans
Financing is available for used auto loans.
Consumer
Loans
Financing is available for computers, home furnishings, appliances, etc.
Recreational
Vehicles
Financing is available for motor homes, travel trailers, boats, etc.
Real
Estate/Home Equity Loans
From home purchase to equity line of credit.
Click
Here for SWBC Mortage Information and More
Mobile
Home Loans
Purchase a new or used mobile home through your Homeland Credit Union.
FHA
Home Improvement Loans
You can easily arrange a home improvement loan with your Homeland Credit Union.
Bill
Consolidation Loan
With a Homeland Credit Union bill consolidation loan you can save money and
consolidate your monthly bills into one payment.
Share
Secured Loan
When using your credit union savings or certificate as security you get the
lowest loan rates we offer and you continue to earn dividends on your savings.
Effective
Date: 4/15/2008
NEW
AUTO LOANS
NEW
|
RATE/APR
|
TERM
|
| |
5.25%
APR - 12.25% APR |
72
Months |
| |
5.50%
APR - 12.75% APR |
78-84
Months |
Effective
Date: 4/15/2008
USED
AUTO LOANS
YEAR
|
RATE/APR
|
TERM
|
| 2007 |
5.25%
APR - 12.75% APR |
84
Mo. Max |
| 2006 |
5.50%
APR - 12.50% APR |
60
Mo. Max |
| 2005 |
5.50%
APR - 12.50% APR |
60
Mo. Max |
| 2004 |
5.50%
APR - 12.50% APR |
60
Mo. Max |
| 2003 |
6.50%
APR - 13.50% APR |
60
Mo. Max |
| 2002-2001 |
6.50%
APR - 13.50% APR |
60
Mo. Max |
| 2000&
Older |
9.00%
APR - 16.00% APR |
60
Mo. Max |
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Effective
Date: 4/15/2008
MOBILE
HOME LOANS
TYPE
|
RATES
|
TERM
|
| NEW
Up to $20,000 |
10.49%
APR |
120
Mo. Max |
| NEW
Over $20,000 |
10.99%
APR |
180
Mo. Max |
| USED
Up to $20,000 |
12.50%
APR |
120
Mo. Max |
| USED
Over $20,000 |
13.00%
APR |
180
Mo. Max |
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Effective
Date: 4/15/2008
RECREATIONAL
VEHICLES
(Travel Trailers, Boats)
TYPE
|
RATES
|
TERM
|
| NEW |
6.25%
APR - 13.75% APR |
120
Mo. Max |
| USED |
7.75%
APR - 16.25% APR |
120
Mo. Max |
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Effective
Date: 4/15/2008
MOTORCYCLES
| TYPE |
RATES |
TERMS |
| NEW |
5.25%
APR - 12.25% APR |
60
Mo. |
| USED |
6.25%
APR - 15.25% APR |
60
Mo. |
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Effective
Date: 4/15/2008
OTHER
LOANS
TYPE
|
RATES
|
TERM
|
| Line
of Credit/Checking Overdraft Loan |
11.00%
APR-18.00% APR |
Line
of Credit |
Real
Estate Loans
Purchase |
*Call
for Current Rates |
180
Mo.
240 Mo. |
Real
Estate Loans
Refinance |
*Call
for Current Rates |
180
Mo.
240 Mo. |
Real
Estate Equity
(Fixed Rate) |
5.50%
APR-12.50% APR |
120
Mo. |
Equity
Express
(Variable Rate) |
*Call
for Current Rates
|
Line
of Credit |
| Construction
Loans |
*Call
for Current Rates |
240
Months |
| Consumer
Loans |
8.25%
APR-15.25% APR |
60
Mo. |
| FHA
Home Improvement Loans |
6.99%
APR |
120
Mo. Max |
*Fees
information.
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