PRIVACY POLICY

The protection of our members’ privacy and the safekeeping of confidential information are of utmost concern to the Homeland Credit Union. It is Homeland’s intent to comply with all applicable laws and regulations concerning the treatment of both member and non-member information, and educate our members as to their privacy rights under law. This policy outlines the purposes for which member information will be collected and released outside of Homeland.
Information Collected

Homeland will only collect that information necessary to establish an on-going relationship with members and joint account holders. Information on an individual member may be collected from a variety of sources, including the member’s signature card, loan application, and credit bureaus. Furthermore, Homeland will take reasonable precautions to protect the accuracy and reliability of member information.

Information Shared with Third Parties
Homeland will not sell nonpublic personal information on its members to any third party. Homeland may disclose nonpublic personal information about an individual member or members with member consent, in order to effect a transaction, to protect Homeland’s interests, or for other purposes permitted by law and regulation.

Third Party Privacy Standards
Homeland will only disclose nonpublic personal information about its members to third parties who demonstrate a consistent commitment to the protection of the confidentiality of member information, and who have adopted privacy policies comparable to those adopted by Homeland.
Security and Confidentiality

As part of Homeland’s commitment to protect the confidentiality of member account information, Homeland will establish procedures for periodically training staff on the importance of member privacy and the credit union’s privacy policy. Staff will only be permitted to access member account information when necessary for business reasons. Finally, Homeland will establish appropriate security standards to protect against unauthorized access to member information.

Availability of Policy
Homeland is proud of its commitment to member confidentiality and will make this policy available to any consumer requesting it. Homeland will also post the policy on its Internet home page.
 
PRIVACY DISCLOSURE With Homeland Credit Union, you can be confident that your financial privacy is a top priority. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal information. If you have any questions, please contact a member service representative at 1-800-525-6328 or 775-3331.
* Homeland Credit Union collects nonpublic personal information about you from the following sources:
* Information we receive from you on applications or other forms;
* Information about your transactions with us or others; and
* Information we receive from a consumer reporting agency.We are committed to providing you with competitive products and services designed to meet your financial needs, which necessitates that we share information about you to complete your transactions and to provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either services to us or additional financial products for you to consider. The credit union’s board of directors has approved each of these companies.

We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

We may also disclose information we collect about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions, or protect the security of our financial records.

If you terminate your membership with Homeland Credit Union, we will not share information we have collected about you, except as permitted by law.

Homeland Credit Union restricts access to nonpublic personal information about you to those employees who have a specific business purpose for using it. Our employees are trained on the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.