Homeland Credit Union
homelandcu.com

Established In 1932  
  
locations to serve you
Caldwell Office Button
Shawnee Office Button
CALDWELL OFFICE
310 Caldwell Street
Chillicothe, OH
SHAWNEE OFFICE
25 Consumer Center Drive
Chillicothe, OH
Circleville Office Button
Greenfield Office Button
CIRCLEVILLE OFFICE
St. Rt. 23 South
Circleville, OH
GREENFIELD OFFICE
1195 N. Fifth Street
Greenfield, OH
P.O. Box 1974
Chillicothe, OH 45601
800-525-6328
740-774-2274 - TellerPhone

Savings

Regular Savings
You get easy access and daily dividends posted monthly on your account. Regular savings is a breeze with payroll deduction or direct deposit.

Checking
Checking accounts are available with no monthly fees, no minimum balances, and monthly statements. Duplicate checks in a variety of check styles are available.

Capital Reserve
When saving for something special, earn higher daily dividends with a Capital Reserve Account. Capital Reserve requires a $1,000 minimum balance and permits up to six withdrawals per month.

Certificates
With deposits as low as $500.00, you can earn even higher rates with certificates. Choose maturity periods from 6 to 60 months to meet your personal needs.

Individual Retirement Account
Investing in your future with a high earning, tax deferred IRA, is a smart way to assure a comfortable retirement. Roth IRAs are also available.

Christmas And Vacation Accounts
A savings plan lets you have the money you want for those special times. Regular transfer deposits and daily dividends posted monthly make it easy to save.

NCUA and ESI Deposit Insurance

  Click logo to view


Homeland can provide complete financial security for members. All Homeland Credit Union savings plans are federally insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the U.S. Government. Accounts with balances from $250,000 to $500,000 are insured by Excess Share Insurance (ESI), a private deposit insurer.

*Click below for more information on NCUA and ESI.

NCUA

ESI (Excess Share Insurance)

         

       

             Funds Availability Disclosure

       

                SAVINGS

TYPE
MINIMUM BALANCE
APY
Regular Savings
$5.00
  .40 %
Checking Accounts
No Minimum
  .25 %
Christmas Club
No Minimum
  .40 %
Capital Reserve Acct.
$1,000.00-$24,999.99
  .40 %
$25,000.00-$49,999.00

  .50 %

$50,000.00-$99,999.99
  .70 %
$100,000.00 and over *
  .85 % *
IRA Shares
No Minimum
1.77 %

                             
                                                                                                               

CERTIFICATES*                                               Back to top

TERMS
MINIMUM BALANCE
APY
6 Mo. $500.00

0.40%

12 Mo. $500.00 0.50%
18 Mo. $500.00 0.60%
24 Mo. $500.00 0.85%
30 Mo. $500.00

0.96%

48 Mo. $500.00 1.51%
60 Mo. $500.00 1.77%
 


                                                                                                                                      

 

JUMBO CERTIFICATES*                                Back to top

TERMS
MINIMUM BALANCE
APY
6 Mo.
$75,000.00
0.55%
12 Mo.
$75,000.00
0.65%
18 Mo.
$75,000.00
0.75%
24 Mo.
$75,000.00
1.01%
30 Mo.
$75,000.00
1.11%
48 Mo.
$75,000.00
1.66%
60 Mo.
$75,000.00
1.92%
 
 

* Penalty for early withdrawal.
APY = Annual Percentage Yield

*Fees information.

                                                               Back to top


   
   
© 2004 Homeland Credit Union. All rights reserved.