Privacy Policy
Rev. 12/2010 |
FACTS | WHAT DOES HOMELAND CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? | |
|---|---|---|
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. | |
What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: | |
• Social Security number | • Overdraft
history • Account transactions • Credit card or other debt | |
| When you are no longer a member, we continue to share your information as described in this notice. | ||
How? | All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Homeland Credit Union chooses to share; and whether you can limit this sharing. | |
Reasons we can share your personal information | Does Homeland Credit Union share? | Can you limit this sharing? | |
For our everyday business purposes - | Yes | No | |
For our marketing purposes - | Yes | No | |
For joint marketing with other financial companies | Yes | No | |
For our affiliates' everyday business purposes
- | No | We don't share | |
For our affiliates' everyday business purposes
- | No | We don't share | |
For nonaffiliates to market to you | No | We don't share | |
Questions? | Call 740-775-3331 or go to www.homelandcu.com | ||
What We Do |
| |
How does Homeland Credit Union protect my personal information? | To protect your personal information from unauthorized access and
use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
| |
How does Homeland Credit Union collect my personal information? | We collect your personal information, for example, when you | |
• Make deposits or withdrawals from | • Give us your wage statements • Make a wire transfer | |
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. | ||
Why can't I limit all sharing? | Federal law gives you the right to limit only | |
Definitions |
| |
Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies. | |
Nonaffiliates | Companies not related by common ownership or control. They can be financial and non-financial companies. | |
Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. | |
Other Important Information | ||
| For Alaska,
Illinois, Maryland and North Dakota Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. For California Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us. For Massachusetts, Mississippi and New Jersey Members. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization. | ||
| Privacy
Model Disclosure © 2010 Wolters Kluwer Financial Services, Inc. All rights reserved. | PRIV-MODEL 8/1/2010 | |
| 2019.11/2366 202012046 EPRV2366 | ||
