Valued Members of Homeland Credit Union and Community Members,

It is with great pleasure that we share a recent update to our insurance coverage on deposit products here at the Credit Union. To ensure we are providing our members the best value and security we have increased our total deposit coverage to $1,000,000 per eligible account.

How does this work exactly? Your deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), which is the U.S. Government Agency charged with protecting and insuring credit union depositors. Homeland Credit Union also has additional deposit insurance coverage through the private share insurance fund -Excess Share Insurance, Inc. (ESI). For a single ownership account, that means your total insured deposit balance would be up to $1,000,000. If you have a jointly owned account, your overall insurance coverage would be up to $2,000,000.  For any additional details on how you can structure your deposits to ensure you maximize your NCUA and ESI insurance please contact us.

For 91 years Homeland Credit Union has prided itself on being a safe, sound, and strong organization. With our members’ needs top of mind, it brings us great joy to be offering the highest insurance coverage rate of any Credit Union in our 9-county service area.

“Since 1932, Homeland Credit Union has been a financial organization with your best interest at heart. We have a longstanding tradition of service, trust, security, and financial strength that you can always rely upon.  We thank you for your membership and loyalty.” said Shayne R. Poe, CEO

For more information about Homeland Credit Union and our deposit or loan products please visit