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Certificates of Deposit


Time is limited. 6 month 5.45% APY CD Click to learn more

Limited Time Offer!

6 Month Certificate of Deposit special at 5.45% APY*. Minimum $50k deposit required. Maximum $250k deposit per household. Limited time special offer, rate subject to change or cancellation at any time. Penalties may be charged for early withdrawal. *APY = Annual Percentage Yield


A Certificate of Deposit is a safe way to guarantee a return divided on fixed rate investment. We offer certificates as short as four months and as long as sixty months.

A Certificate of Deposit with Homeland Credit Union offers you the ability to:

  • Earn a high yield
  • Have a fixed rate
  • Choose a flexible term from 4 to 60 months
  • $500 minimum deposit ($75,000 minimum for jumbo certificates)
  • Choose automatic renewals

All Homeland Credit Union savings plans are federally insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the U.S. Government. Accounts with balances from $250,000 to $500,000 are insured by Excess Share Insurance (ESI), a private deposit insurer. Homeland Credit Union is now offering up to $1,000,000 in deposit coverage. Please contact us for any additional details on how you can structure your deposits to ensure you maximize your NCUA and ESI insurance. 


  • Rates are subject to change without notice. Fees may reduce earnings.
  • APY = Annual Percentage Yield
  • Penalties may be charged for early withdrawals