Certificates of Deposit
*APY = Annual Percentage Yield. Rate Effective April 1, 2026 through April 18, 2026. Penalties may be charged for early withdrawal. Rates subject to change without notice. Please see the Credit Union for complete details.
A Certificate of Deposit is a safe way to guarantee a return divided on fixed rate investment. We offer certificates as short as four months and as long as sixty months.
A Certificate of Deposit with Homeland Credit Union offers you the ability to:
- Earn a high yield
- Have a fixed rate
- Choose a flexible term from 4 to 60 months
- $500 minimum deposit ($75,000 minimum for jumbo certificates)
- Choose automatic renewals
All Homeland Credit Union savings plans are federally insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the U.S. Government. Accounts with balances from $250,000 to $500,000 are insured by Excess Share Insurance (ESI), a private deposit insurer. Homeland Credit Union is now offering up to $1,000,000 in deposit coverage. Please contact us for any additional details on how you can structure your deposits to ensure you maximize your NCUA and ESI insurance.
- Rates are subject to change without notice. Fees may reduce earnings.
- APY = Annual Percentage Yield
- Penalties may be charged for early withdrawals
