Certificates of Deposit
A Certificate of Deposit is a safe way to guarantee a return divided on fixed rate investment. We offer certificates as short as four months and as long as sixty months.
A Certificate of Deposit with Homeland Credit Union offers you the ability to:
- Earn a high yield
- Have a fixed rate
- Choose a flexible term from 4 to 60 months
- $500 minimum deposit ($75,000 minimum for jumbo certificates)
- Choose automatic renewals
All Homeland Credit Union savings plans are federally insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the U.S. Government. Accounts with balances from $250,000 to $500,000 are insured by Excess Share Insurance (ESI), a private deposit insurer. Homeland Credit Union is now offering up to $1,000,000 in deposit coverage. Please contact us for any additional details on how you can structure your deposits to ensure you maximize your NCUA and ESI insurance.
- Rates are subject to change without notice. Fees may reduce earnings.
- APY = Annual Percentage Yield
- Penalties may be charged for early withdrawals
