Certificates of Deposit

Limited Time FIRECRACKER CD Special! 

In celebration of America's 250th birthday we are offering a limited time 18-month Certificate of Deposit special at 4.35% APY*. Celebrate with us, but act fast, this special is only available until July 11th.

Did you know existing members with funds on deposit can open a Certificate of Deposit within online banking?

*APY = Annual Percentage Yield. Rate effective June 25, 2026 through July 11, 2026. Penalties may be charged for early withdrawal. Rates subject to change at anytime without prior notice. Please see Credit Union for complete details. 

A Certificate of Deposit is a safe way to guarantee a return divided on fixed rate investment. We offer certificates as short as four months and as long as sixty months.

A Certificate of Deposit with Homeland Credit Union offers you the ability to:

• Earn a high yield
• Have a fixed rate
• Choose a flexible term from 4 to 60 months
• $500 minimum deposit ($75,000 minimum for jumbo certificates)
• Choose automatic renewals

All Homeland Credit Union savings plans are federally insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the U.S. Government. Accounts with balances from $250,000 to $500,000 are insured by Excess Share Insurance (ESI), a private deposit insurer. Homeland Credit Union is now offering up to $1,000,000 in deposit coverage. Please contact us for any additional details on how you can structure your deposits to ensure you maximize your NCUA and ESI insurance.