Visa Credit/Debit Cards
This offer is so SWEET!
*APR = Annual Percentage Rate.
Come by any branch location, call 740-775-3331, or visit https://www.homelandcu.com/resources/online-forms/balance-transfer-form. The balance transfer process can take up to a week to 10 days. You need to continue to make your normal payments on all your credit card accounts until the transferred amount appears as a payment on those credit card statements. HCU is not responsible for any additional charges or fees assessed by your other credit card account(s), or for payments that are late or lost in the mail. HCU is not able to close your other credit card accounts; you must contact those issuers directly. You may transfer balances from other non-HCU credit cards up to your established credit limit. The balance transfer promotional offer begins February 5, 2024, and is available until April 30, 2024. The APR will be 4.99% and the monthly Periodic rate of FINANCE CHARGE will be 0.041583% on your average daily balance of the transferred amount for TWENTY-FOUR full billing cycles. Balances transferred may increase your minimum payment due. (The minimum payment will be either 3% of your total New Balance or $10.00, whichever is greater.) Balance transfers are treated as cash advances and will accrue finance charges from the date that the advance was disbursed. Payments will be applied to all other balances prior to applying to this promotional balance. Balance transfers are not eligible for ScoreCard® Rewards Points and may not be used to pay other HCU accounts. Accounts that are or become 60 days past due will not qualify for this promotion and will have any remaining promotional balances migrate to standard terms. All terms and conditions outlined in the Credit Card Agreement apply. HCU reserves the right to decline any balance transfer request.
Visa® Classic Credit Card
Visa® Platinum Credit Card
You can now earn rewards on all of your Homeland Credit and Debit Card purchases!
- Homeland VISA® Credit Card $1 Spent = 1 REWARD POINT
- Homeland VISA® Debit Card $5 Spent = 1 REWARD POINT
Important Notice to Homeland CU Visa® Debit Card Holders:
Effective May 1, 2019, we will be stopping the ScoreCard® Rewards fuel discount program on our Homeland CU Visa® debit cards. To access the ScoreCard® Rewards fuel discount you must use a Homeland CU Visa® credit card as we will continue with that option. We are currently working on additional program offerings on our Homeland CU debit cards to enhance your experience and ScoreCard® Rewards. Please check back for these improvements in the coming months.
Take Control of Your Finances!
- Manage your credit card account online
- Receive e-mail or mobile alerts regarding important account activity
- Help ensure that you never miss another payment
With eZCardInfo, You're in Control
Don't let unruly stacks of credit card statements lead to undisciplined fiscal habits. Late or missed payments reflect poorly on your credit rating - and can put your financial future in jeopardy. But with eZCardInfo, you can push aside your paper statements and gain a clearer view of your credit card information than ever before.
eZCardInfo is like online banking for your credit card! When you enroll, you can manage your account 24/7, including the ability to:
- View your account balances
- Check available credit
- View past and current statements
- Download data to financial software
- View transactions since your last statement
- Search and view up to 18 months of transaction history
- Pay your bill online
- View transaction and spending reports
- Receive e-mail or text alerts for information about conditions or events affecting your account
And with our encrypted website, you'll feel safe knowing that your credit card information is secure. Enroll in eZCardInfo and start taking control of your finances today!
Terms and Conditions Change for Visa® Debit Cards- Effective February 3, 2020.
A temporary debit authorization hold affects your account balance - On debit card purchases, merchants may request a temporary hold on your account for a specified sum of money when the merchant does not know the exact amount of the purchase at the time the card is authorized or if there is a system delay between the purchase time and the final settlement posting transaction.
The amount of the temporary hold may be more than the actual amount of your purchase. Some common transactions where this occurs involve purchases of gasoline, hotel rooms, or meals at restaurants. When this happens, our processing system cannot determine that the amount of the hold exceeds the actual amount of your purchase. This temporary hold, and the amount charged to your account, will eventually be adjusted to the actual amount of your purchase, but it could be three calendar days, or even longer in some cases, before the adjustment is made.
Please note that until the adjustment is made, the amount of funds in your account available for other transactions will be reduced by the amount of the temporary hold.
For questions about this change please call 740-775-3331.