Fee Schedule

Fee Schedule

Fee Description

CHECK PRINTING FEE – Fee depends on style and quantity of drafts ordered and is automatically deducted from checking account.

QUICK SHIP FEES FOR CHECK ORDERS - Call for current charges.

NSF FEE - $25.00 The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: share draft, in-person withdrawal, ATM withdrawal, or other electronic means. 

PAID NSF FEE - $25.00 fee for each draft that is presented NSF and then paid using the Overdraft Privilege Program.

OVERDRAFT FEE (DRAFT) – If a check is presented for payment and the funds are not available, the item may be paid if funds become available, however, a $25.00 overdraft fee will be charged.

STOP PAYMENT ORDER FEE - $25.00 fee for each check (or series of checks) stop payment request.

DRAFT COPY FEE - $3.00 fee for the front and back copy of a paid check. Rush orders $6.00.

ACH ORIGINATION NSF FEE – If an ACH item is originated from our credit union to collect money from another financial institution and is returned for non-sufficient funds, a $25.00 fee will be charged.

ACH CUSTOMER CANCELLATION/STOP PAYMENT FEE - $25.00 fee for canceling an electronic payment or a one-time stop of an electronic payment originating from another business or financial institution.

OVERDRAFT FEE – ATM - $25.00 fee for each automatic teller machine withdrawal that is made for which there are no funds to clear.

ACCOUNT HISTORY FEE - $5.00 fee for a printed account transaction history.

STATEMENT COPY FEE - $5.00 fee for copies of monthly or quarterly statements.

ACCOUNT RECONCILIATION FEE - $10.00 per hour will be charged for account reconciliation or research performed per member’s request.

CHECK WITHDRAWAL FEE – One cashier’s check per day will be issued at no cost to the member. $3.00 will be charged for each subsequent check issued in the same day.

WIRE TRANSFER FEE - A $25.00 fee for funds being wired from our credit union to another financial institution. Domestic wires only.

EXCESSIVE SHARE WITHDRAWAL FEE – (Capital Reserve Accounts Only) – $14.00 will be charged for each withdrawal in excess of six in a single month.

STARTER CHECK FEE - $3.00 fee for each package of 8 starter checks issued. (No fee for checks issued at account opening.)

DISHONORED ITEM FEE - $25.00 fee for each item deposited in the account and then returned by the institution the item is drawn on.

MINIMUM BALANCE FEE – Accounts not maintaining an average daily balance of $50.00 in all suffixes combined will be charged a $5.00 monthly minimum balance fee.

CHILD SUPPORT CHECK FEE – Accounts from which child support checks are manually withdrawn and mailed to the Child Support Enforcement Agency will be charged a $5.00 fee for each occurrence.

VERBAL BALANCE INQUIRY FEE - $1.00 fee for a telephone balance inquiry.

VERBAL SHARE-TO-SHARE TRANSFER - $2.00 fee for a telephone share-to-share transfer.

ACCOUNT REOPENING FEE -$25.00 fee to reopen a previously closed account.

NON-MEMBER SHARE DRAFT CASHING FEE - $10.00 fee per share draft presented for payment by a non-member.

FAX FEE - $3.00 fee - 5 page maximum - $1.00 per page after first 5.

ATM TRANSACTION CHARGE - Charged to members when using a foreign ATM.

PLASTIC CARD REPLACEMENT FEE - $10.00 fee for plastic card replacements.

FOREIGN CHECK FEE - $25.00 fee for each foreign check presented. Additional charges may apply.

SKIP-A-PAY FEE - $15.00 fee when a request is made to skip a payment on a loan.

ESCHEATMENT FEE - When an account has no activity for five years or more and the owners of the account cannot be reached, a fee of $35.00 will be deducted from the balance of the account and the remainder of the funds (if any) will be released to the State of Ohio for Unclaimed Funds.

GARNISHMENT REQUESTS - $25.00 fee for a garnishment request on a member's account.

VISA INTERNATIONAL  ASSESSMENT FEE (ISA) CHANGE- Effective April 13, 2019- Visa has increased the International Service Assessment (ISA) fee charged to financial institutions on an international transaction conducted in a single currency from .8% to 1%. The ISA charge for International transactions involving a currency conversion is also currently 1%.

DEBIT/CREDIT CARD ELECTRONIC PAYMENT FEE - Effective June 3, 2019- Electronic payments paid via debit or credit card from another institution will be assessed a convenience fee of $4.95 per transaction. Payments may be made at any office or via mail, online banking bill pay, automatic transfer or pre-authorized draft at no charge.

REPLACEMENT KEY FOR SAFE DEPOSIT BOX - $20 Fee

MAILED PAPER STATEMENT FEE - $3.00 fee for statements physically mailed to our members. Heritage and youth members are exempt from this fee.